文化有根 創意是伴 Bridging Creativity
朋友笑我一見到漂亮的時裝便沒有自制力,總忍不住買、買、買。
其實我對好的地皮和好的樓宇也沒有自制力,心血來潮時便買,不過地產比衣服貴得多,我的荷包會代我自制。
買樓是好習慣,會升值的,特別是在銀紙貶值得如此快的今天,留下點錢買樓是好的。
有人說,1997將到,你還在港買樓?
我說我只不過付百分之十首期,餘下的租客替我供。即使1997年後全軍覆沒,我的總損失也不過是每層樓的百分之十而已,假如1997之後好,我便有不錯的收成。
我並不賭,麻將牌戲狗馬全不會,買樓只是個小小投資,我只計成本,不會心痛賺不到太多,比方說我拿十元出來作資本,最不幸之時也不過是虧掉那十元而已,其中的上上落落紙上貧富都不用天天計算。
買樓我也虧過本,上一回地產大跌之前,我在郊外買了間房子,而那時候跌得最快也是那些地區,一下子就跌破底價,那我惟有速戰速決,壯士斷臂,趁早把它賣掉,假如當時不速賣,價錢還要跌。
這是老前輩教落:
“投資不對時,要斬得快,不然就蝕進無底深潭里。”
幾時買入固然重要,幾時賣出一樣重要,正如外國諺語說:“別想連最後那一塊錢也賺了。”
幾時放手,須要自制力,不能妄想什麽都只升不降。
天下太平又不同,地產可延惠子孫。時局變化又不同,見好就收,留下的應只是你負擔得起失掉的。
至於時裝,暫無抑制購買欲之意,怎知幾時會變成個一百八十磅的大肥婆?況且人俱會老,趁還可扮得時扮一扮也對得起自己,到雞皮鶴髮時想穿時裝也無從穿了。
愛墾網 是文化創意人的窩;自2009年7月以來,一直在挺文化創意人和他們的創作、珍藏。As home to the cultural creative community, iconada.tv supports creators since July, 2009.
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